Private Health

Private health cover at PhysMed

If you have extras cover, you can claim your physiotherapy (and acupuncture with many funds) on the spot at PhysMed. We have HICAPS, so you only pay the gap — no paperwork, no referral needed.

If you have private health insurance with extras cover, you can use it at PhysMed in Unley, Adelaide — and we make claiming easy. We have HICAPS, so your rebate is processed on the spot and you only pay the gap. There's no need for a GP referral to see us privately, and no claim forms to chase up afterwards.

Claim on the spot with HICAPS

HICAPS lets us swipe your private health card at your appointment and process your rebate instantly. Instead of paying in full and claiming later, you simply pay the difference between the fee and what your fund covers. It's quick, paperless, and there's nothing to submit yourself.

What you can claim

What's claimable depends on your fund and your level of extras cover, but for most members this includes:

  • Physiotherapy — commonly covered under physiotherapy extras.
  • Acupuncture — covered by many (though not all) funds, often under a natural-therapies or acupuncture benefit.

Recovery sessions in Club PhysMed are a wellness service rather than a clinical consultation, so they generally aren't claimable on private health — but they pair beautifully with treatment, and your physiotherapy can be claimed as usual.

How much comes back?

Rebates vary widely between funds and policies — they depend on your level of cover, your annual limits, and whether you've used other extras during the year. Because of that, we can't tell you exactly what you'll get back, but it's easy to find out: check your physiotherapy (and acupuncture) limits with your insurer, or give us a call and we'll talk you through how it works.

No referral, no fuss

One of the advantages of using private health cover is simplicity. You don't need to see your GP first or arrange a care plan — you can book straight in. If your situation changes and another pathway becomes relevant (for example a Medicare care plan, DVA, NDIS or Return to Work), we're happy to help you navigate that too.

Ready to book?

Bring your private health card to your appointment and we'll take care of the rest. Book an appointment or call us on 0466 337 497 — and if you're unsure what your cover includes, ask us and we'll help you make sense of it.

Ready when you are

Take your health into your own hands

Book an appointment or drop in to PhysMed at 1/92 Unley Road, Unley SA 5061. We'll help you move well, recover faster and thrive.